In The Sunday Times (16/08/2015) Mark Channing explores the costs of raising children. From childcare, school and college fees right through to assisting with a house deposit for adult children. Our own Barry Mooney provides practical advice on the steps that should be taken to plan for these costs and the importance of considering the […]
In The Sunday Times (05/07/2015) Mark Channing examines some of the alternatives to Deposit Accounts in the current low interest rate environment. Our own Barry Mooney provides an insight into his personal investments, highlighting the importance of being clear on the purpose of each investment when considering if and where to invest. More details below […]
Listen to Barry on The Business Eye Barry talks with Paraic Marren of The Business Eye about Financial Planning and in particular about how Bellwether 360° provides a uniquely holistic financial planning approach. By using state of the art financial planning tools coupled with expert knowledge in pensions, investments and savings, protection, estate planning and […]
Parkinson’s Law states that “work expands so as to fill the time available for its completion” a law which I can succumb to when completing the, supposedly, simplest of DIY jobs. This law also extends into financial planning and is known as Parkinson’s Second Law. This states that expenditure rises to meet income. I have […]
Are you weary of the many obligations associated with being an owner/director of a limited company? As a contractor do you view the requirement to set up a company in order to obtain work as a necessary evil? Do you question whether you are optimising the company structure and what it offers you in return […]
While most people have some protection benefits in place it is probably true to say that they have approached protection, in the main, in a piece meal manner. This means that their protection arrangements are most likely not fit for purpose. For example can you honestly say that you are: Correctly insured – i.e. not […]
One of the central planks of successful financial planning is the ability to make sound decisions. An essential element to enable this is a thorough understanding of your current financial situation and how it might look in the future. The frequently heard complaint “I can’t see the wood for the trees” suggests that most people […]
While many view financial planning as a process it is worth examining its’ wider and deeper benefits and how they can positively impact on your life. Imagine being in a position where instead of using energy worrying and speculating about your future finances you have the reassurance of knowing that you have a long term, […]
Working with clients over the years I have found an array of reactions when the subject of goal setting is raised. At one extreme you have clients who it instantly appeals to and who look forward to the organisation associated with goal setting. On the hand you have clients who baulk at any suggestion of […]
“Why should I bother putting a financial plan in place. Sure, with so much going on life is busy enough. And, to be honest, I wouldn’t know where to start. With HSE pensions, investments, property, private pensions not to mention day to day living expenses it’s just too complicated and would take too much time. […]
