You’re looking for a way to make your finances work for you to achieve your life goals. Our Bellwether 360° service does exactly that. Once we’ve reviewed your personal circumstances and gained some clarity on your current financial position, we’ll be able to advise you on the best products to meet your needs. With 25 years experience in the industry, we can advise on:
Day to Day Financial Management
You’re busy. And your finances are complicated. It can be difficult to get a handle on exactly how and where your money is being spent. If you’re not managing your expenditure, you can’t be sure you’ll be able to afford the things you want in life.
Protection
Protection should be the foundation of any financial planning. An unexpected event such as serious illness, disability or death could result in serious and long lasting financial difficulties for you and your family.
Pension
Pensions are one of the most important and tax efficient elements of any financial planning. Bellwether have significant experiences in all pension types and can guide you through, and implement, a pension strategy that will be a significant part of your overall financial plan.
Investment & Savings
Investment is crucial to all parts of your financial plan be it in deciding an appropriate approach to short term “emergency funding”, a medium term savings plan for your children’s education or a long term strategy for your pension planning.
Estate Planning
You may have wondered whether it’s best to leave assets to your family at the time of death or gift assets during your lifetime. One thing is for certain, if you act now, you have options.
Personal Lifestyle Financial Planning
What do you really know about your current financial wellbeing? Our Bellwether 360 service knows exactly what questions to ask in order to develop a visual representation of your current, and projected , financial wellbeing.
Bellwether – Core Advice
Recognised by many as ‘traditional’ financial advice, our CORE ADVICE service covers all aspects of financial planning in an interactive, engaging, challenging, and empowering way. So, while it may be ‘traditional’, it is anything but boring!
Standard Fund Threshold
The current Standard Fund Threshold (SFT) of €2 million can significantly impact those with pension assets above this limit or those whose funds are projected to exceed it – funds above €2million being liable to an effective tax of c. 70%.
Limited Company Structure
A limited company structure offers significant scope to protect you and your family’s current lifestyle, fund for your future retirement and ultimately provide you with peace of mind. And crucially it can be very tax efficient!
