When you think of retirement, what comes to mind? Is it those extra rounds of golf, spending a few months...
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You might be wondering if you need to bother reviewing your financial plan every year. After all, if we've already...
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Ending a marriage is usually a really tough time. There are big decisions to make about who gets to take...
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Sometimes when it comes to life assurance and cover for living benefits within specified illness and income protection policies, you...
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Experience in the life assurance industry shows that most life assurance policies are taken out by people in their 30’s,...
Continue ReadingWhen you think of retirement, what comes to mind? Is it those extra rounds of golf, spending a few months each year basking in the sun, and relishing quality time with your grandkids? Or do you find yourself worrying about your pension funding, fearing it might not be sufficient to cover all your dreams and […]
You might be wondering if you need to bother reviewing your financial plan every year. After all, if we’ve already done the hard work of setting it up, why tinker with it? Here’s the simple truth: the world changes, life changes, and so must your financial plan. Skipping your annual financial review is a bit […]
Ending a marriage is usually a really tough time. There are big decisions to make about who gets to take care of the kids, how often each parent gets to see them, and where everyone’s going to live. Often, things get pretty tense between the ex-partners. Then comes the tricky part: figuring out who gets […]
Sometimes when it comes to life assurance and cover for living benefits within specified illness and income protection policies, you can get a little lost in the marketing messages of the different features and benefits that are available in the market. While these are of course important in helping you (with our guidance) choose your […]
Experience in the life assurance industry shows that most life assurance policies are taken out by people in their 30’s, 40’s and to a lesser extent in their 50’s. There is a very low uptake of life assurance by people in their 20’s who simply think they don’t need it. I believe that it’s time […]
As our clients progress through their financial lives, I see a consistent trend. Thoughts tend to move from thinking about the “here and now” to a much greater focus on the future. While the age at which this happens varies from client to client, retirement coming on to the horizon is an obvious driver for […]
The most famous of all investors, Warren Buffett once said, “People seeking riches never have enough. Wealth is a state of mind. Wealthy people always have enough.” To him, riches are a monetary amount and never satisfy you. On the other hand, wealth is a journey and a set of actions that lead to a […]
The word retirement conjures up different thoughts for each of us. Some think of growing old, others think of enjoying life in the sun. Some people think of the need to save money in pensions, others think of finally having that freedom from work and enjoying their financial freedom. Each view is valid, some just […]
OK, I don’t want to blow my own trumpets, but I got access to some research recently that was simply too good not to share the key findings with you. The research titled “The value of financial planning” was carried out by the Financial Planning Standard Board, in which they surveyed over 15,000 consumers in […]
As 2024 swings around, we’re all receiving a constant stream of forecasts and predictions for the year ahead. I am not going to add to them. At the end of the day, I don’t add any value by making bold guesses about the future, because our crystal ball is no clearer than anyone else’s. But […]
