Apart from the volatility in investment markets and everything else going on in the economy and the world in general,...
Continue Reading
A conversation that often arises with clients is around how much is enough. Everyone is different and has unique wants...
Continue Reading
Let's face it, Income Protection is somewhat of a grudge purchase. While it still enjoys the benefit of tax relief...
Continue Reading
I wrote in October about “Staying out of your own way”, a piece that resonated with a lot of people...
Continue Reading
2022 has been a year of volatility in investment markets and there is no-one predicting that this will end anytime...
Continue ReadingApart from the volatility in investment markets and everything else going on in the economy and the world in general, 2022 was also a tumultuous year in the world of pensions for business owners. This is where it gets a little technical, but if you are a business owner of a profitable business, it […]
A conversation that often arises with clients is around how much is enough. Everyone is different and has unique wants and needs in life, most of which come with a financial price tag. If someone could wave a magic wand and guarantee each of your wants and needs in life, would that be enough for […]
Let’s face it, Income Protection is somewhat of a grudge purchase. While it still enjoys the benefit of tax relief at your marginal (highest) rate, it’s another household expense that none of us enjoy paying. After all, you’re paying for a benefit that you hope you never collect… Income Protection is sometimes described as […]
I wrote in October about “Staying out of your own way”, a piece that resonated with a lot of people in these volatile investment markets. In this article, I spoke about how managing our own behaviours is the single factor that will probably have the greatest impact on our investment success. Now picking up […]
2022 has been a year of volatility in investment markets and there is no-one predicting that this will end anytime soon. Inflation and interest rates are rising, the war in Ukraine continues, energy supplies are under pressure and Brexit issues remain unresolved. It’s all quite uncertain. On the other hand, I want to stress […]
In this final instalment of our age-related articles, it is now the turn of the more senior members of our communities – all of you in your 70’s and older. This group have some very specific financial challenges, so here are some thoughts on wisely managing your financial affairs. Stay healthy A decline in […]
I await with interest each year the claims statistics from the leading protection providers in the Irish market. Irish Life annually issue very insightful and detailed information about their claims (as do other providers), and I’ve taken the opportunity to dig a little into the claims data from their Retail division for 2021. I never […]
This month it’s time for the latest in our series of age related articles – welcome to the world of the sixty-somethings! As you (potentially) approach the end of your working life, you are at a really important stage in your financial life. I hope to give you some food for thought to ensure you […]
This is the latest in our series of articles that consider the financial challenges for clients at a specific stage in life. This time I’m looking at people who are in their 50’s. This is a really important stage in your financial life as it is often the time in life of maximum income and the […]
As Benjamin Franklin once said, “in this world nothing can be said to be certain, except death and taxes.” However the good news is that both of these don’t necessarily have to occur together. This is one area where I regularly receive quite a lot of queries. As they start to think about their […]
