Money management is a crucial skill that every child should learn at an early age. Learning how to manage finances...
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Picture the scene – I hope it applies to you today or in the not-too-distant future… You’ve got to that...
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ESG Investing is here to stay. This is being driven firstly by a raft of new regulations and legislation coming...
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“It’s not just about the money” is a phrase I find myself using in nearly every client meeting these days....
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When I am designing an investment portfolio for my clients, I take into account quite a number of considerations. I...
Continue ReadingMoney management is a crucial skill that every child should learn at an early age. Learning how to manage finances is not just about budgeting and saving, but it’s also about building a healthy relationship with money. As parents, it’s our responsibility to teach our children about money and help them make wise financial decisions […]
Picture the scene – I hope it applies to you today or in the not-too-distant future… You’ve got to that point in your financial life where life is getting easier. Maybe the mortgage is paid off or almost there, and you are finally seeing your savings grow incrementally each year, even though you are doing […]
ESG Investing is here to stay. This is being driven firstly by a raft of new regulations and legislation coming from the EU around responsible investing, ensuring that investment managers consider carefully the ESG credentials of the assets in which they invest. However, it is equally driven by consumer sentiment. Investors are increasingly seeking to […]
“It’s not just about the money” is a phrase I find myself using in nearly every client meeting these days. This stems from the evolution of the role of financial advisers and planners in recent years – a shift from focusing solely on a client’s money and investment returns achieved to a focus on the […]
When I am designing an investment portfolio for my clients, I take into account quite a number of considerations. I start by understanding your investment goals and time horizons, and then I build a full understanding of your liquidity requirements, any asset class preferences that you might have and also the returns that you expect. […]
Do you remember 2013? It sounds quite recent, but then when you think about the major events that happened that year, they seem so long ago. That was the year that Nelson Mandela died at the age of 95, two homemade bombs ripped through the crowd of fans and runners at the Boston Marathon finish […]
Apart from the volatility in investment markets and everything else going on in the economy and the world in general, 2022 was also a tumultuous year in the world of pensions for business owners. This is where it gets a little technical, but if you are a business owner of a profitable business, it […]
A conversation that often arises with clients is around how much is enough. Everyone is different and has unique wants and needs in life, most of which come with a financial price tag. If someone could wave a magic wand and guarantee each of your wants and needs in life, would that be enough for […]
Let’s face it, Income Protection is somewhat of a grudge purchase. While it still enjoys the benefit of tax relief at your marginal (highest) rate, it’s another household expense that none of us enjoy paying. After all, you’re paying for a benefit that you hope you never collect… Income Protection is sometimes described as […]
I wrote in October about “Staying out of your own way”, a piece that resonated with a lot of people in these volatile investment markets. In this article, I spoke about how managing our own behaviours is the single factor that will probably have the greatest impact on our investment success. Now picking up […]
