It is probably fair to say that we know instinctively that consumers achieve better outcomes when they get financial advice. But maybe it’s also fair to say that sometimes we can be remiss in placing hard numbers on this. Our goal is to change this today. But as a broader introduction, HAN University of Applied […]
“Planning brings the future into the present so you can do something about it now.” Alan Lakein. When it comes to managing their money, many people find themselves engaged in various financial activities – saving, investing, budgeting – without a clear, overarching strategy. Doing tactical stuff is fine, but a cohesive strategy adds so […]
As your financial planner, our primary goal is to help you make confident, informed decisions about your financial future. One of the most powerful tools that we have to do this is future cashflow planning – a process that brings clarity and confidence to your long-term financial journey. We use sophisticated financial planning software that […]
The most famous of all investors, Warren Buffett once said, “People seeking riches never have enough. Wealth is a state of mind. Wealthy people always have enough.” To him, riches are a monetary amount and never satisfy you. On the other hand, wealth is a journey and a set of actions that lead to a […]
OK, I don’t want to blow my own trumpets, but I got access to some research recently that was simply too good not to share the key findings with you. The research titled “The value of financial planning” was carried out by the Financial Planning Standard Board, in which they surveyed over 15,000 consumers in […]
Money management is a crucial skill that every child should learn at an early age. Learning how to manage finances is not just about budgeting and saving, but it’s also about building a healthy relationship with money. As parents, it’s our responsibility to teach our children about money and help them make wise financial decisions […]
“It’s not just about the money” is a phrase I find myself using in nearly every client meeting these days. This stems from the evolution of the role of financial advisers and planners in recent years – a shift from focusing solely on a client’s money and investment returns achieved to a focus on the […]
Do you remember 2013? It sounds quite recent, but then when you think about the major events that happened that year, they seem so long ago. That was the year that Nelson Mandela died at the age of 95, two homemade bombs ripped through the crowd of fans and runners at the Boston Marathon finish […]
Apart from the volatility in investment markets and everything else going on in the economy and the world in general, 2022 was also a tumultuous year in the world of pensions for business owners. This is where it gets a little technical, but if you are a business owner of a profitable business, it […]
A conversation that often arises with clients is around how much is enough. Everyone is different and has unique wants and needs in life, most of which come with a financial price tag. If someone could wave a magic wand and guarantee each of your wants and needs in life, would that be enough for […]
