As 2024 swings around, we’re all receiving a constant stream of forecasts and predictions for the year ahead. I am not going to add to them. At the end of the day, I don’t add any value by making bold guesses about the future, because our crystal ball is no clearer than anyone else’s. But […]
I await with interest each year the claims statistics from the leading protection providers in the Irish market. Irish Life annually issue very insightful and detailed information about their claims (as do other providers), and I’ve taken the opportunity to dig a little into the claims data from their Retail division for 2021. I never […]
No, no, no – really how’s life? I am not saying this just as a polite greeting, but instead am asking this as many people have become a bit more reflective after the pandemic, as we’ve all seen how our lives can be totally upended by something completely from left field. Unfortunately, a small number […]
I am fortunate to work with quite a number of clients who have reached or are well on the road to financial independence. This is a great place to be, where any money worries fade into the background and your desired future lifestyle is achievable, except of course where the assumptions underpinning the plan are […]
I’ve most likely spoken to you before about the importance of a very planned approach to retirement. Having a healthy pension fund is what springs to mind for all of us in this regard – of course this is very important, as having access to financial resources will help you to ensure that you can […]
It is all about you Financial planning is a relatively straight forward concept. It is about ensuring that YOU have the income and resources to meet the expense of the lifestyle YOU want to live. Therefore, a financial plan should be devised, implemented, reviewed and adapted based specifically on YOUR lifestyle goals. How to Choose […]
1 in 3 families are not financially protected. Is yours? The reality of the world we live in is that we are all aware of people, of all ages, who have been struck down by serious illness or have died prematurely. The purpose of this blog is to encourage you to make an informed decision […]
We’re in the midst of the holiday season and whether you are holidaying at home or abroad it’s time to kick back, relax (if the kids will let you) and really enjoy yourself. In a quiet moment your thoughts, just as they did a year ago, will drift to “What If?” What if life was […]
In one of our recent newsletters, Home Carer’s tax credits, we got a huge response from many people who qualified for this €1,000 per annum tax credit but were not aware that it existed. This got me thinking, what other tax reliefs might people not be aware? Personal and Family Protection Probably the most widely […]
